How we work

As Independent Financial Advisers we are able to advise on financial products available from all product providers available in our market. We use industry leading computer software to research, compare and select the most suitable plans currently available. We are therefore in a position to make arrangements to maximize the benefits to our clients.

We are here to help review your existing financial situation and reach a realistic assessment of your needs. For this, you'll need to set aside some time to talk to us. Our initial discussion is free with no obligation as this is so we can find out together what areas you wish to look at before any talks around the cost of advice occur. At this conclusion we will discuss how you wish for us to be remunerated for the proposed service.

Depending on your instructions we will carry out a needs-analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.

We will provide advice regarding your existing financial arrangements and point out areas which are adequate and areas which may be inadequate or not covered at all. In most cases we are able to effect transactions and arrangements which might be difficult for you to undertake yourself.

You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects.

All our proposals will be fully explained and the cost of advice illustrated to you so that you'll know exactly what and why before you agree to anything.

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Salus Financial Solutions is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 536575